Fintastic India

Insurance

Cover built for how your family actually lives.

We compare policies across IRDAI-registered insurers, recommend by fit rather than commission, and stay in the room when it is time to claim.

A family standing together on a beach at sunset

98.2%

of claims supported through to settlement

The idea

Protection is the foundation, not the upsell.

Most Indian families are both over-sold and under-covered: three overlapping policies nobody reads, and no term plan worth the name. We start by auditing what you already hold, then close the gaps that would actually hurt.

Because we distribute across dozens of insurers, the recommendation follows your risk, not a single company's incentive. And the relationship does not end at the sale, it matters most on the day you file a claim.

What we cover

Health

Family floaters, super top-ups and senior-citizen cover sized to real hospital costs in your city, not last decade's.

Term

Pure protection for the income your family depends on. Sum assured worked out from your liabilities and goals, not a round number.

Motor

Private car and two-wheeler policies with the right add-ons, cashless garage networks and honest advice on IDV.

Vehicle

Commercial vehicle and fleet cover for businesses, with renewals and claims managed centrally.

General

Home, travel, shop and liability cover. Everything else that protects what you have built.

Claim support

We prepare the paperwork, file, follow up and escalate. It is the number we protect hardest.

How we run it

  1. 01

    Policy audit

    free · 30 minutes

    We read every policy you hold and map what is covered, what overlaps and what is missing.

  2. 02

    Compare & recommend

    within 3 days

    Options laid side by side across insurers, with the trade-offs in plain language and no jargon.

  3. 03

    Buy & stay covered

    for as long as you hold it

    We complete the paperwork, track renewals, and take over the file the moment you need to claim.

Who it's for

  • Families with dependents and no proper term cover
  • Anyone holding three or more policies they can't explain
  • Parents planning for ageing relatives' health costs
  • Business owners insuring vehicles, premises or liability

Questions

Good to ask before you start.

Do you charge me for insurance advice?

No. Insurers pay a regulated commission on policies you buy, disclosed to you. The audit and the advice cost you nothing.

Can you help if I already bought a policy elsewhere?

Yes. We review it as-is and tell you honestly whether to keep it, top it up or replace it. Keeping a good policy you own is always the first option.

What happens when I need to claim?

You call us first. We prepare the documentation, file with the insurer, follow up and escalate if it stalls. You are never alone in front of an insurer.

Not sure what you're covered for today? Start with a free policy audit.

One call back within a working day. No pitch, no obligation.

Talk to an advisor
Talk to an advisor